AT&T Retirement —

From Paycheck to Payout

How to transition confidently from a steady paycheck to a secure retirement income. Join this exclusive retirement planning session built for AT&T current and former employees.

AT&T Retirement —

From Paycheck to Payout

How to transition confidently from a steady paycheck to a secure retirement income. Join this exclusive retirement planning session built for AT&T current and former employees.

Submit the form below to secure your spot!

Jeff Perry

Partner, Quest Commonwealth

Author, Safe Money Mindset

Co-Host, Safe Money Mindset TV Show

Join this 30-minute, hard-hitting live session to discover how to protect your money, your income, and your future—no matter what 2025 throws at you.

Protect Your Pension, Slash 401(k) Taxes, and Secure Lifetime Income—No Matter the Markets.

Unlock the Three Worlds of Money approach to lower taxes, boost your retirement income, and time your pension payouts like a pro.

As Seen on TV

Delivering Retirement Education To Over 30,000 Every Weekend!

What You’ll Discover:

Maximizing Pension Value as Federal Rates Change

How changes in federal interest rates can impact your lump sum payout.

Monthly Payment vs. Lump Sum: Pros and Cons

How to Minimize Taxes on Your 401(k) Accounts

RMD rules and how they affect your taxes.

Ways to reduce taxes and RMDs on 401(k)s and pension payouts (especially lump sum!).

Building Safer, More Predictable Income Streams

The hidden risk of Reverse Dollar Cost Averaging.

How to ensure you never run out of money.

Understanding the Three Worlds of Money Strategy

Potential, Protection, and Hybrid strategies.

Accumulation, Preservation, Distribution Phases.

...and much more!

You Only Get One Shot at Retirement —

Here’s How Fast It Can Go Wrong

You Only Get One Shot at Retirement — Here’s How Fast It Can Go Wrong

The chart above shows two retirees who both started with $1 million in 2000, withdrawing $35,000 a year (adjusted for inflation)

The Blue Line stuck to the S&P 500’s wild ride, risking major losses along the way.

The Orange Line used a preservation-first strategy that minimized downturns and protected retirement income.

Same starting point. Same withdrawals. Two entirely different outcomes.

This isn’t just numbers—it’s about your life savings. In retirement, defending against losses matters more than chasing big returns. Because one bad year can cost you everything.

Don't Let Market Timing Decide Your Retirement Outcome!

A Gift for Joining Us

**All attendees receive a free, 170-page paperback copy of Safe Money Mindset— we'll even cover the shipping!**

Real People. Real Results. Real Peace of Mind.

Here Are Just a Few of the Clients We've Helped Along the Way.

"Checks all the right boxes."

"Detailed financial analysis."

"Has a way of making you feel at ease."

"We will always recommend them."

"Been with them more than 20 years."

"Knowledgeable, caring, accessible."

These clients took the first step. Now it's your turn.

Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.

Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products. They do not in any way refer to investment advisory products. Rates and guarantees provided by insurance products and annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC.

All reviews or tesitimonials are unpaid and given freely by actual clients of Quest Commonwealth. A client testimonial does not guarantee future investment success and should not be indicative that any client or prospective client will experience the same or a higher level of investment performance.